Financial Analytics
- Industry specific financial spreading
- Sensitivity / What if? Analysis
- Breakeven analysis
- Industry benchmarking
- Stress testing
Corporate-Global Loan Origination System (C-GLOS)
Corporate Loan Origination System or C-GLOS is a Loan Origination Solution that caters to the lending vertical of the corporate segment in Banks and other financial institutions. It is a unique lending software which is completely configurable and extremely user friendly.
Heard of the saying “Change is the only constant thing in life!” Well, the banking sector has to pay a huge price for any such CHANGE. With this insight, our team has conceptualized C-GLOS in order to keep the operational costs of the bank at bay by making the system COMPLETELY CONFIGURABLE . It is not only economically viable at all times but also becomes handy especially during economic downturn when institutions look for cost cutting.
Why C-GLOS?
Portfolio Management
- Lead Management
- Customer management
- Customer Grouping
- Single customer / obligor exposure and limits management
Product Management
- Configurable collateral management
- Multi-tier multi-currency complex facility structure maintenance in one single screen
- Easy facility screen configuration and new product creation
- Security and collateral linkage
Business Rules
- Quantitative and qualitative scoring
- Configurable rule engine that can be used in conditions, document checklist and business process management
Business Process Management
- Configurable and user-friendly proprietary BPM engine
- User defined GUI for each process stage
- Task allocation engine
- Underwriter allocation with comprehensive allocation mechanism and parameters
Other key features
- Facilitates STP to backend fulfillment system
- Annual reviews process defined
- Covenants and conditions module
- Alerts and notifications
Business Architecture of C-GLOS
C-GLOS Benefits
C-GLOS helps the business user to configure any changes in the business processes without any hassles and thus reduces their operational costs. Elimination of coding not only ensures reduction in costs but also saves considerable time and effort in testing. This also does not inject new bugs into the system.
It is high on performance due to the use of latest technology. The smart use of technology like lazy fetch is a classic example of optimization of resources.
C-GLOS facilitates ease in Integration with internal and external interfaces. Integration, being configurable, the daunting task of coding gets eliminated, thus saving man hours and gives the bank an edge over its competitors.